The Islamic Banking Study Program of the Faculty of Islamic Economics and Business (FEBI) UIN Sunan Kalijaga successfully held a public lecture on Monday (16/04), at the Theatrical Library of UIN Sunan Kalijaga Yogyakarta. The public lecture, attended by all lecturers and students of the Islamic Banking Study Program, featured the speaker, Sukma Dwie Priardi, MBA, the Manager of BSM Area Yogyakarta.
The event, hosted by the Sharia Economics Study Program, featured a presentation by a second speaker, Dr. Jaka Sriyana, SE., M.Si. Dr. Sriyana delved into the topic of mixed research methodology during the event, outlining two approaches to this methodology. The first approach involves using mixed data, integrating both qualitative and quantitative data in the research, while the second approach entails mixed analysis, employing both quantitative and qualitative methods to analyze research data. These versatile approaches can be applied to the study of both conventional and Islamic economics.
In his opening speech, Vice Dean III for Student Affairs, Dr. Shofiyullah Muzammil, stated that the public lecture was held to equip students with an understanding of the overall landscape of Islamic banking in Indonesia.
Aligned with the theme of the public lecture, “Sharia banking as the national economic locomotive,” Sukma Dwie Priardi commenced his presentation by elucidating the status of Islamic banking within the broader economy. Currently, the market share of Islamic banking has nearly reached 10 percent of the overall banking system, as evidenced by various factors such as assets, customer base, and financing.
Nonetheless, there remains a substantial potential for growth, which will have an impact on future employment opportunities. However, it is crucial to take into account the challenges associated with the development of Islamic banking, particularly in relation to the recent attention-grabbing financial technology disruption.
Sukma Dwie added that the era of financial technology disruption has four main characteristics: rapid and dynamic change (volatility), uncertain movement (uncertainty), difficult to understand (complexity), and open to multiple interpretations (ambiguity).